Idaho Property and Casualty Practice Exam 2025 – Comprehensive Test Prep

The correct answer regarding the maximum limit for combined bodily injury liability insurance reflects the minimum requirements set by state law for auto insurance coverage. In Idaho, the law establishes minimum limits for bodily injury liability as $25,000 for injury or death to one person, and $50,000 for injury or death to two or more people in a single accident. The combined limit of $50,000 is crucial as it ensures that a driver has a basic level of coverage to protect against claims resulting from accidents, facilitating compensation for injured parties.

Choosing a higher limit offers additional protection but may not be legally required. Therefore, the focus on the minimums is particularly relevant when discussing the context of the question, as Idaho's regulations dictate that drivers must secure this level of coverage to operate their vehicles legally.